Single motherhood is something that has now become rather common in the US. Statistics reveal that more than 12 million families in the United States are headed by single parents, out of which about 85.2% of the families are run by single mothers. A single mother faces multiple challenges including running the house smoothly besides ensuring a secure future for the kids. Single motherhood is therefore touted as no less a lifetime of struggle and compromises.
Today, parenting is undoubtedly a tough job. Single motherhood is as such a challenge of parenting in its exponential form. A single mother invariably goes through constant stress, harassment and suffering in her selfless attempts to tend to her kids more than herself. The piles of bills and expenses to pay often leave her budget overstretched.
Insufficiency of money is the biggest hurdle in the way of a happy life for a single mom. Lack of funds leads to building up of debts and gradually drags a mom and her family into penury. However, the government realizes the adversities in the lives of such moms and does extend a helping hand to them in the form of assistance programs. One just needs to know where to look for the measures of help available. There are many types of Single Mom support groups too that are there to help single moms in need single parent budget 2020.
Covering expenses for childcare is no less than a steep uphill climb. Realizing the need to provide Single Moms support with daycare assistance, there are daycare assistance programs from government that can be taken advantage from. Single parents who are lone caregivers to their children can benefit from Child Care Aware. This service can help you locate the nearest options of childcare along with right calculation of childcare budgeting. TANF (Temporary Assistance for Needy Families) is meant to assist families who find it hard to meet their basic needs.
In addition to the above, the financial help for Single Moms for childcare also comes in the form of Child and Dependent Care Credit. There are state funded pre-kindergarten programs as well for which state education agency can be contacted.
Timely payment of rentals is also difficult for single moms who are somewhat left crippled in view of the rising living cost. Organizations like Housing and Urban Development aim to provide affordable housing to lone parents and thus can be contacted.
Studies even point to the fact that majority of families run by single moms living in metropolitan cities, rent their homes instead of buying them. There are provisions from government to seek affordable mortgage loans and even assistance in paying rentals. Help with Rent for Single Moms is available for families that fall in the low income group. Rental assistance can be sought based on the criteria of total income and number of dependents on the single parent.
If you too are a single mom and you are frustrated by deteriorating quality of life with limited finances, you should look around to benefit from available measures of help. Contact your county office to know about the details of program available in your state. This can be done online too. The right assistance program by your side will definitely help you make better living for yourself and your family.
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